Regence Medicare Advantage

Blue Cross Blue Shield consists of many companies that operate under its name. One of them is Regence. It needs to follow the standards of BCBS and it must offer the health plans that the head company approves. Regence Medicare Advantage is one of the plans that it offers. It is a high-value plan with competitive rates. If you wish to lower your healthcare costs, then you should consider an MA from Regence.

The cost of MA plans will vary from one insurer to another. For that reason, Regence’s rates are different from the rates of, say, Aetna or Humana. If you wish to know how much will it cost you to purchase one of the MA plans from Regency and other insurance providers in your area, you may use our site.

Our website is free to use. You can request as many quotes as you want from various insurance providers in matter seconds. Because you will know what the other insurance providers are charging for their MA plans, you can easily tell if Regence’s rates are affordable.

Regardless of the plan, you pick from Regence, you will have to pay for its monthly premium. You can find a plan that is as low as $0 per month. But this entails higher yearly deductible. You can pay around $1,000 for the deductibles alone. Furthermore, you need to pay for Part A and Part B premiums. They can easily add up. For that reason, you need to study how a $0 premium can affect you.

Medicare Advantage plans are affordable. As a senior, you can save thousands of dollars on your medical bills compared to how Medicare Supplements can help you save money. If you can find the right plan, then you can tremendously benefit from it every year.

There are several reasons you should consider the Regence Advantage plan over that of Obamacare or Original Medicare. One of them is that MA covers more medical expenses. Although not all seniors will use those medical expenses being coverage, MA plans are ideal if you wish to get coverage for Original Medicare expenses, as well as emergency healthcare services and urgently needed medical care.

These plans will also give you coverage for your pre-existing medical conditions, as well as the cost of doctor’s visits, medicines, surgeries, and hospitalization, among others. You will also get coverage for blood usage per year.

If you take a lot of prescription medicines, it is ideal that you choose an MA plan with Part D. It is a type of drug plan that can handle generic and brand name drugs. With this type of plan, you can avoid paying full price for generic and brand name medications. In that case, you can see a lot of money per year.

Apart from prescription medicines, you can also find coverage for your doctor’s visits. And if you need a pair of eyeglasses, your MA plan may cover it. Your hearing aid may also be covered if your doctor prescribes it.

As a senior, it is worthy to consider Regence MA plans. You may qualify for one of the plans if you are 65 years old or older. But you need to have an active Original Medicare. You can choose from various Advantage plans available in your area. Each plan is priced competitively.

If you are looking for low rates, you may consider Regence. It follows the standard of BCBS. Since BCBS offers low rates, Regence also provides low-priced coverage plans in Washington.

As mentioned, you can only enroll if you are 65 and with active Original Medicare. Traditional Medicare is a requirement because Medicare Advantage does not cover hospice care. You will get it from Medicare directly.

If you’re not sure whether or not you qualify to obtain one of the MA plans, please give us a call. We are here to answer all your questions. We can give you answers to your qualifications about Medicare Advantage.

One of the things to remember though is that you can’t qualify for an MA plan if you already have a Medicare Supplement. Furthermore, if you have a union or employer health plan, then you need to either drop it or cancel your MA plan. Medicare does not allow you to pay for the same coverage twice.

Your initial enrollment period is around your 65th birthday. You can enroll three months before or after the said birthday. If you miss that opportunity, you can still apply during the open enrollment period that happens every October 15th to December 7th. When your application is approved, you can begin to receive the coverage of your MA on the first day of the following year.

Regence has a wide network of healthcare facilities. These facilities would include clinics, hospitals, and doctor’s offices. They accept Regence’s health plans to give you full coverage for any medical services you receive.

When choosing a Regence MA plan, make sure to know the difference between HMO and PPO. HMO Advantage plan will only give you full coverage when you stay within Regence’s network. If you go to a healthcare facility that is not a part of the insurer’s network, then you will have no coverage for the medical service you receive.

The PPO plan, on the other hand, will give you full coverage if you go to a network facility. If you need to receive treatment from a facility that is not part of Regence’s network, then you will only get partial coverage. It is ideal if you travel often or if you live in a remote area, where network facilities can be difficult to find.

PPO and HMO are not the only network options offered by Regence. You may be qualified for others. However, these two options are the most popular. But between HMO and PPO, the former is more popular because it is cheaper. However, if you wish flexibility, then you need to consider PPO.

If you are interested in signing up for one of the Regence Medicare Advantage plans, then make sure that you contact us. We can help you study your options so you can find the best deal that can give you great savings on your healthcare.